被保险者，保户；加入保险的；投保；保证（ insure的过去式和过去分词 ）；确保；为…保险；

1. 投保人：请注意以下 几点:第一,明确区分道德风险和逆向选择及其对车险设计的影响;第二,区分投保人 (Insured)的自我保护(Self-Protection)和损失减少(Loss-Reduction)型行为,

1. a person whose interests are protected by an insurance policy
    a person who contracts for an insurance policy that indemnifies him against loss of property or life or health etc.

    Synonym: insured person

1. covered by insurance

    e.g. an insured risk
           all members of the film cast and crew are insured