在银行
A：I’d like to apply for a personal loan.
我想申请个人贷款。
credit rating
B：How much would you like to borrow?
您想要贷款多少钱？
A：A thousand dollars.
1000 美元。
B：Let me check with our credit manager (later)
让我和我们的信用部主管谈谈。（稍后）
A：Our record shows that your credit rating is quite high. I don’t think you’ll have any problems.
我们的记录上显示您的信用评价很高。我想您不会有问题的。
B：What’s the current interest rate?
目前的利率是多少？
A：Our monthly interest is 1.5% of the outstanding balance. Would you please fill out this application form?
我们每月利率是未偿余额的1.5％，请您填好这张申请表好吗？
1. 信用评级：资产证券化基本操作步骤主要包括:资产池(Asset pooling)的组建,设置特殊目的机构(Special purpose vehicle, SPV),信用增级(Credit enhancement),信用评级(Credit rating)及债券发行,发起人支付资产的价款,资产管理与回收资产收益和还本付息等.
2. 信贷评级：其实它们的信贷评级(Credit Rating)非常好,不逊於零售银行(Retal Bank). 还款优惠比A级银行没有分别,甚至有过之而无不及,因人客不认识这个市场而不敢接受这类贷款,因而白白错失了一些可以做到更好的计划(Package).
3. 信用等级：的价值分析 罗永立 副教授 北京工业大学中加工商学院 三、债券的要素特征 面值(Bar Value) 到期期间(Maturity) 息票率(Coupon Rate) 可赎回条款(Call Provision) 税收条款(Tax Treatment) 信用等级(Credit Rating) 债券价值的公式表
4. 信用评等：pplication Scorecard) 以及 行为评分卡 (Behaviour Scorecard) 而类似的观念用於法人金融(Corporate Banking)的业务上,则称之为信用评等(Credit Rating)信用评分卡的建置,通常是采用统计学上的回归方法来进行.需搜集足够的历史资料,
1. 信用等级评定
Your credit rating is a judgment of how likely you are to pay money back if you borrow it or buy things on credit.
noun
1. an estimate, based on previous dealings, of a person''s or an organization''s ability to fulfill their financial commitments
Synonym: credit